Chair, PLSA Policy Board
John joined as CEO of RPMI, and an Executive Director of Railpen, in June 2019, having previously served for 12 years as a Director of the Railways Pension Scheme Trustee Company, and Chair for the last five years. John is also an Independent Trustee of the Nestlé UK Pension Fund.
John is a Chartered Accountant by qualification, and was previously Group Head of Pensions at National Grid. Prior to that John held senior financial, commercial and pension positions at a number of large companies, including PricewaterhouseCoopers, South Western Electricity, Shell, HBOS and FirstGroup.
Zoe has been at NEST for three years, initially joining as Director of Public Policy, and then as Director of Strategy for the last 18 months. Her role comprises considering the long term strategy for the organisation, as well as acting as the interface with Government and the public policy community.
Before joining NEST, Zoe was a civil servant for over a decade, in a variety of roles. She was Private Secretary to the Secretary of State for Work and Pensions during the passage of the legislation that established Automatic Enrolment, and recently led a Treasury programme to set up the national pensions guidance service, Pension Wise, as Head of Operations. Previously she authored a cross-Government strategy seeking to address the causes of poverty, and worked with the Cabinet Office to develop Social Finance initiatives via local authorities.
Zoe works part time and is interested in improving diversity in financial services by encouraging more part time workers of both genders to consider senior roles.
Adrian Boulding is Director of Policy at NOW:Pensions, a large auto-enrolment mastertrust that has grown to almost two million members from a standing start in 2012. Adrian is spearheading NOW:Pensions’ application to The Pensions Regulator for authorisation under the new master trust regime brought in by Pension Schemes Act 2017.
Adrian is also Chief Innovation Officer as fintech start-up Spire Platform Solutions that is modernising products to make them relevant for today, not yesterday.
West Midlands Pension Fund
Rachel is the Director of Pensions at the West Midlands Pension Fund. An actuary with over 15 years pension and investments experience, Rachel joined the Fund in 2015 and works with a wide range of organisations to support the delivery of pension benefits to over 300,000 members across the West Midlands region.
Since joining the Fund Rachel has led on development of administration, funding and investment strategy and works alongside LGPS colleagues and advisers to deliver an integrated programme of risk management to meet the challenges of an evolving scheme.
West Midlands is part of the LGPS Central investment pool for which Rachel sits as nominated representative on the Practitioners Advisory Forum. Rachel is currently part of the PLSA Local Authority Committee, CIPFA Pensions Panel, Scheme Advisory Board Cost Management, Benefit Design and Administration sub-committee and has been elected Hon Treasurer for the Local Authority Pension Fund Forum (LAPFF).
Rachel graduated from the University of Nottingham with a first-class joint honours (BSc) degree in Mathematics and Economics and is a Fellow of the Institute and Faculty of Actuaries (FIA, CERA).
The People’s Pension
Philip has worked in financial services for over 30 years, with most of his experience focused on pensions and retirement income products. During this time he has worked as an independent consultant, Head of Policy at LV= and as a Senior Policy Associate on high level projects at the Financial Services Authority, as well as being the Head of Customer Services and Technical Administration, managing the vesting process for a large back book of varied pension and life products, and was winner of The Public Affairs Awards ‘Corporate Campaign of the Year’ 2016.
Philip has been an active member of a number of industry trade bodies over the years including: the ABI Retirement and Savings Committee; the Chair of the ILAG Savings Strategy Group; a Founder member of and a Management Board Member of PICA; the Chair of the Options Steering Board; a member of the Money Advice Service Independent Review Panel; Chair of the Retirement Planning Financial Capability Strategy Steering Group; a member of the HMT FinTech Delivery Panel; a member of the InsureTech Board, as well as a member of the ABI Retirement Market Working Group.
Mel is the Pensions Strategy Executive at the Universities Superannuation Scheme (USS), the hybrid pension scheme for academics and related roles in the UK higher education sector. USS currently has around 420,000 members and holds £64.4bn in assets. After joining USS in February 2015, Mel was heavily involved in the design and implementation of the scheme’s new DC section, USS Investment Builder, and has now taken on a wider remit covering strategy and insight, stakeholder engagement, policy and proposition development, member communications and digital channels.
Before joining USS, Mel was Deputy Director at the Pensions Policy Institute (PPI), an independent research charity focusing on pensions and retirement savings issues, and prior to that Head of Research and Strategic Policy at PLSA.
Mel started her professional career in the UK civil service, working as a senior economic advisor at HM Treasury, the Department for Work and Pensions and the Department for Education. Mel has a BSc in Economics from Nottingham University, an MSc Economics from Bristol University, is a serving Magistrate, and plays football and climbs mountains in her spare time.
Croydon Local Government Pension Scheme
Teresa has worked for the financial services industry for over 40 years in various roles, but for the last 25 years representing consumers. She is a Senior Policy & Proposition Manager for the Money & Pensions Service and a Member of Croydon LGPS Local Pension Scheme Board. She is also a Member of the PLSA’s Policy Board and a Governor of the Pensions Policy Institute.
Past roles include serving eight years on the FCA Financial Services Consumer Panel, Consumer Representative on EIOPA’s Insurance and Reinsurance Stakeholder Group, Non-Executive Director with the British Insurance Brokers' Association, Principal Researcher and Head of Money Helpline with the consumer organisation Which? and Head of Proposition for Royal London’s online financial planning tool, MoneyVista.
Brian is Partner and Director of Consulting within Mercer’s Wealth business. He is lead advisor to some of the largest UK Pension Schemes and Employers and known for developing innovative and award winning wealth solutions. He is Chair of Mercer’s Wealth Policy Board, responsible for overseeing the consulting agenda, developing key market themes and shaping policy on technical matters across the Mercer Wealth business.
Brian has over 25 years’ experience which also includes investment consulting together with performance measurement. Before joining Mercer in 2008, Brian was a Senior Investment Consultant within the Investment Practice of Hymans Robertson LLP. Prior to that, he was a director of The WM Company, the specialist performance measurement firm latterly owned by Deutsche Bank.
Brian is a member of PLSA’s Policy Board and DC Committee. He is Chair of the PLSA cross-industry taskforce delivering guidance for trustees on ESG and Stewardship and he is a member of the UK Government Social Impact Investment Implementation Taskforce.
J.P. Morgan Asset Management
Sorca is Head of EMEA Pensions Solutions & Advisory. She is responsible for advising European institutional investors and leading strategic, proprietary research and thought leadership initiatives on pension investment issues.
Sorca has 20 years of advisory experience focussing on asset-liability management and portfolio strategy and structure. She has published extensively on pension, funding and investment issues, and leads the creation of the quarterly publication of Pulse.
She is a regular speaker at industry events, and a member of J.P. Morgan Asset Management's Long-Term Capital Markets Assumptions committee. Prior to joining J.P. Morgan Asset Management tin 2015, Sorca led strategic advice to advisory and fiduciary management clients in EMEA for Russell Investments. Sorca holds a BA (Mod) in Mathematics from Trinity College Dublin, and is a qualified actuary.
Pensions Policy Institute
Sarah Luheshi is the Deputy Director of the Pensions Policy Institute (PPI). She has overall responsibility for the PPI's research programme, as well as supporting the PPI's Director.
She has over thirty years’ experience in financial services, initially working for a FTSE 100 composite insurance company and then as a management consultant, both in the UK and overseas.
She held a number of senior roles within the Guardian Royal Exchange Group, including strategy, marketing and IT. Her client work varied from post-merger integration and market entry studies to qualitative and quantitative primary research, specifically product development and testing with consumers and distributors. The majority of her 15 years as a management consultant focused on delivering quantitative and qualitative research projects for major clients, with an emphasis on private pensions.
She has presented and spoken at a number of events on a range of topics including lessons from around the international pension world, tax relief, the complexity of DC consumer decision making and IGCs.
She has a BSc in Mathematics and Physics from the University of Manchester and an MBA in International Business and Corporate Finance.
Surrey Pension Fund
Neil leads the c£5b Surrey Pension Fund, with over 100,000 members and closing in on 300 employers.
Surrey is part of the Border to Coast asset pool, nearly qualifying as the “Coast”.
The Surrey Fund has been acknowledged for excellence in sustainable investing, risk management and governance in recent years and continues to strive for new ways to innovate and collaborate.
Neil is an independent member of the Local Pension Board at his old stamping ground, the London Borough of Hounslow, he also chairs the London pension officers group and is a member of the national LGPS technical group.
He is the father of twin 18 year old boys and a long suffering supporter of Queens Park Rangers. The recent inability to watch them live has been a blessing.
Paul is an Actuary at Aon, and President of the Society of Pension Professionals. He's been advising pension schemes for over 25 years, focussing on DB schemes of all sizes.
As well as general pensions advice he's a specialist in long term flight plan and trigger strategies and leads Aon's team looking at Cyber security for pension schemes.
Lane Clark & Peacock
Laura is the Head of DC at LCP, leading the strategy of the DC practice, which advises over £15 billion of UK DC assets across 120 clients. Using her in-depth understanding of the market, Laura helps her clients (one of which is the largest DC scheme in the UK) cut through the complexity when it comes to the full range of DC issues; from establishing appropriate investment strategies, to extracting best value for money. Her leadership and passion is reflected every day by her ambitious and growing team, as she inspires them to develop innovative solutions for clients that improve the financial wellbeing of their savers.
Laura is an industry influencer, always on hand to offer her view of how the DC savings and financial wellbeing landscape is evolving and how employers, trustees and providers should react. As well as chairing LCP’s market-leading annual DC Conference and spearheading the firm’s thought leadership on shaping pensions that are fit for the future, Laura regularly speaks at a range of events including the PLSA’s own annual conference. She is also a member of the Asset Security Working Party and NextGen Committee.
Laura’s ongoing role at the forefront of the industry was recently rewarded by her nomination as the Adviser of the Year in the 2018 Women in Pensions Awards.
Jackie is the UK & International Plans Benefits Director at Mars, Incorporated. Her principal responsibilities are for the defined benefit (final salary and cash balance) and defined contribution pensions arrangements. She is also a member of the Mars Global Benefits Leadership Team which steers the company’s strategic direction for benefits. Jackie has also held in-house roles as Associate Director of pensions at Barclays Bank and Pensions Director at VT Group plc (a service company specialising in government outsourcing contracts).
Before moving in-house, Jackie spent 17 years with Aon Hewitt in various roles specialising in Executive benefits and Global benefits.
ARC Pensions Law
Anna is the Senior Partner and co-founder of ARC Pensions Law. A former Chair of the Association of Pension Lawyers, Anna has spent her career advising clients who operate or sponsor occupational pension schemes, with a particular expertise in defined benefit schemes. Her current work focuses on various stages of the journey to ultimate winding-up, such as bulk purchase annuity transactions, benefit audits and specifications, remedial action, partial termination, participating employer reconciliations, funding and security negotiations. She is also currently engaged in governance, compliance and liability management, including incentive exercises of all kinds.
Anna has helped clients work through all the significant pensions legal and regulatory developments as they have unfolded over the last three decades. Anna also has experience with many scheme mergers, demergers, and the pensions aspects of corporate transactions at UK and international levels.
Michael is director of retirement propositions at Smart, responsible for the strategy, definition, design and delivery of Smart's global retirement solutions.
Michael is also co-founder of NextGen Now, an initiative that promotes and encourages the next generation of pensions and savings professionals, non-executive director for mypensionID, a pension-specific identification and verification start-up and a trustee director of the Royal Bank of Scotland Group Retirement Savings Plan.
HSBC Pension Trust
With over 25 years’ experience in pensions, Lisa is CEO of the HSBC Bank Pension Trust (UK) Ltd a £35bn scheme with c190,000 members. Prior to which she was the Head of Group Pensions at Tesco and before that she had a similar role at Prudential. Lisa was a consulting actuary for Hymans Robertson before going in-house.
Lisa is a Fellow of the Institute and Faculty of Actuaries. She graduated from the University of Southampton with 1st class honours in Mathematics with Actuarial Studies and has an MBA from Richmond Business School.
Lisa is passionate about fitness and wellbeing and is also a qualified personal fitness trainer. In her spare time Lisa enjoys swimming, running and weight lifting. Lisa lives in Essex with her three children.